Wednesday, August 19, 2009

Why Use An Attorney To Negotiate A Loan Modification?

Wouldn’t it be great if you could just walk up to your lender and say “Please lower my payments” or “Please restructure my mortgage”? That’s basically how loan modification works—except for the walking up part. Sure, technically you can get a loan modification without help, but it won’t be easy. The fact is that lenders are hard enough to deal with, and more so if you’re on your own.

Lenders are difficult for two main reasons: first, you get different answers from different service reps every time you contact your lender; and second, they are not set up to help you unless you already know exactly what they want. To get the best loan modification deal, you need legal assistance. Read on to find out how a loan modification attorney can help you get real results from your bank.

1. They know your needs. A loan modification attorney will look at your case from a legal point of view. They know the right way to approach your lender, and they’ll help you prepare your application for speedier processing. When you present your case, you’ll be armed with all the supporting documents and the right negotiation techniques.

2. They get better deals. Lenders will take you more seriously when you have a professional by your side. Essentially, your loan modification attorney will be vouching for you. Because they can use legal information as leverage, the modifications they can get are much better than you can get on your own.

3. They have long-term relationships. A good loan modification attorney has established contacts with most of the major lenders. Combined with a good track record, this network helps them get better rates and gives them more options. Your lawyer can get you more attractive offers, such as a lower interest rate, principle balance reductions, or even an extension of your loan term.

4. They can buy you time. If you attempt a modification on your own, there’s a good chance you’ll be passed around from one department to another without really moving forward. And if you’re already facing foreclosure, you can’t afford to waste time. A lawyer can stop closure even while it’s under way, giving you more time to recover your finances while they work on saving your home.

A loan modification is much like going to court: you can save your money and get a court-appointed lawyer, or you can invest in professional representation and get the best mortgage assistance. Mortgage modification won’t happen overnight, but if with a capable lawyer, you can be sure you’re in good hands.

Tuesday, August 18, 2009

Houston Criminal Attorney

Criminal lawyer are in demand everywhere, but it is very difficult to hire the right lawyer who will bail you out of a tough situation in an experienced, knowledgeable manner. There are innumerable times when people find themselves involved in a case for several years with the main reason being they chose the wrong lawyer. People get involved in many time criminal cases such as homicide, sexual offenses, juvenile crimes, DWI, drug offenses and even in cases of intoxicated assault. You need a good attorney who will guide you through your difficult situation. Getting the right lawyer to represent your criminal allegation is often confusing. , .

Have you ever thought what you might go through if you suddenly learn that your underaged teenager or child has been charged for a juvenile crime? What would you do? You know you need help from an experienced criminal defense attorney who can save and defend your child in the case. If you do not get the right legal assistance, in the form of the best lawyer, your child’s future can be severely impacted with irreparable damage. Lawyers like John M. Petruzzi, Attorney at Law, understand the needs of such situations and are ready to do anything to help you with your situation. The Houston criminal lawyer has several years of experience being a former prosecutor in juvenile criminal court. He is one of the best attorneys to handle your case. John Petruzzi will do everything he can do keeping in mind the best interests of your child. He knows how juveiles are traumatized in such cases; hence they have their own techniques to handle the cases in a sympathetic, yet effective manner.

Houston criminal lawyers deal with many types of complex legal issues. Issues may be related to child sexual abuse, sex with minor, rape, internet related crimes or internet pornography; and Houston criminal defense lawyer John Petruzzi can help. The firms that are located in Houston are equipped and ready with all resources that will be needed to defend the client. The client may be accused of driving in an intoxicated state or has weapon charges levied against him, lawyers give their best efforts to bring their clients out of their situation. With several years of experience and more than a hundred criminal jury trials, attorneys like John M. Petruzzi provide the knowledge, experience and credentials to defend their clients. Attorneys like John M. Petruzzi have the skils and expertisel to guide their clients through the legal maze of Houston, Texas criminal courts.

So, if you are ever charged with a crime in Houston, Texas, contact Harris County criminal defense attorney John Petruzzi, and he will help and defend you against your criminal charges

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